Partner/ Workers Compensation Specialist and Commercial Property & Casualty,
Phil Rickenbach began his insurance career after graduating from Penn State University in 1988 at USF&G in Harrisburg. With over 25 years of experience in commercial lines,
underwriting in both the insurance company side and the agency side, Phil formed the Property and Casualty Division with William Tell in 2008.
Phil and Bill observed that there are companies who are currently paying exceptionally high insurance rates and premiums for their workers compensation coverage. This is due to either poor loss experience or being in a high hazard or undesirable industry. That insurance companies view as being an undesirable risk.
Specializing in workers compensation products has allowed them to become experts in the Workers Compensation field and they now have access to various nationwide programs for all types of industries. They have formed relationships with various wholesalers and companies to allow them to have exclusive access to insurance programs not made available to other agents.
Working together with the client, they have been able to streamline the insurance quoting process to the point that the customer is able to quickly and efficiently obtain a work comp quote with a minimal amount of paperwork and hassle. Quoting can often be completed merely by providing payroll information, completion of a short supplemental application and collection of loss information with the assistance of our office.
Due to the success of these programs they are now able to offer these programs in states other than Pennsylvania.